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What You Get From an Auto Accident Settlement The amount you receive from a settlement agreement for a car crash will depend on the severity of your injuries. Medical bills are higher for more serious injuries. Documenting your losses will help you maximize your settlement. Your lawyer can prepare an inventory of all relevant damages that include doctors' notes, wage documents, and eyewitness testimony. Medical bills Medical bills are often the first thing that people think about when they are injured in a car accident. In the majority of personal injury cases, the law will cover these costs. However, it could take months or even years before the driver at fault is held responsible by an agreement with a judge or a settlement agreement. In the meantime, victims are able to accrue medical bills that must be paid. Car accident injuries often require extensive medical treatment which includes surgery and physical therapy. Medical bills can be high. It is essential for victims to realize that they should not have to shoulder the cost of the medical bills themselves after an accident, and the driver at fault should be responsible for paying them as part of their accident settlement. In some cases, the at-fault party will pay the victim's medical bills directly. In other situations, the victim's health insurance, or med-pay coverage will pay these costs as they accumulate. The cost of these bills could be covered by rolling claims, based on the coverage of the victim's insurance and circumstances. In some instances hospitals or health insurance company could create a lien against the settlement of a victim. Fortunately, an experienced attorney will assist in negotiating these liens in order to ensure that more money is put in the pockets of the victim. Lost wages A car crash can wreck financial havoc. In addition to your medical expenses and property damage, you could be required to pay for lost wages due to of your injuries. New York law requires car insurance policies to reimburse you for lost income within a certain limit. Your lawyer will work with you to get the full amount that you are entitled to in lieu of your lost income. Paystubs or other wage documents are the most frequently used method to prove lost income. Other documents that are relevant include bank statements, invoices, and correspondence in the case of self-employment. Correspondence from your employer corroborating the number of hours/days you were off work due to your injuries is also extremely important. If you suffer from a permanent injury which reduces or stops your earning capacity your salary, your lawyer will consult an economist or financial expert to assess your future earning potential. In this case the expert will look at your education, age, credentials, training along with your career tracker and the job duties you are unable to no longer carry out. At Michaels Bersani Kalabanka, our Syracuse car accident lawyers often see clients who are severely injured in accidents and are no longer work. They are not just entitled to no-fault lost wages but could also obtain additional compensation from at-fault driver's insurance or the car owner's insurance. Pain and suffering Car accident victims deserve compensation for the emotional stress and pain they endure after a collision. Insurance companies often ignore emotional distress and pain because they are not able to be documented through photos or x-rays. This is why it's so important to have a professional personal injury lawyer to represent you when dealing with the insurer of the driver at fault. Your Queens injury attorney can help you gather evidence to back your claim. Medical bills and formal diagnoses, for example, can be used to establish the severity of a victim's injuries. A journal or diary that begins at the time of the accident and lasts throughout recovery can also capture the signs of emotional distress as well as physical discomfort. The severity of your injuries can determine the amount of your settlement. For instance, a spinal cord injury or severe brain trauma may result in a bigger payout than a minor concussion that resolved in three weeks. Your auto accident settlement will be impacted by the amount of your injuries. Your lawyer will assist you in calculating your damages and building an argument that is strong enough for you to get the full amount that you deserve. To learn more about the different types of damages awarded in a New York auto accident lawsuit, contact an experienced attorney. Damages As we've already discussed Settlement awards aim to pay victims of car accidents for financial losses. The amount of compensation will depend on the severity and extent of the victim's injuries, as well as how much the victim has lost in the form of missed work or property damage. In addition, the award may also cover non-economic damages such as pain and suffering. Insurance companies employ a formula for calculating the amount they are required to pay. These damages are hard to quantify however, they can be determined. To determine the settlement amount for non-economic damages, a multiplier will typically be based on medical costs. Serious injuries and permanent impairments generally result in higher settlement amounts than injuries that are minor or temporary. A car crash is an experience that is traumatic and can drastically alter your life. The amount of the settlement won't erase these losses but it can help victims overcome their financial challenges and get back to normal. auto accident attorney costa mesa will know how to assess your case and fight for the highest possible settlement. While it could be tempting to settle for less than you deserve, this could jeopardize your future recovery. If you sign a settlement agreement, it is understood that you give up the right to file any additional claims or pursue court action for any additional losses related to the accident.